Hemista - Investment Portfolio & Financial Planning for NRIs

Personalized Investment Portfolio and Financial Planning for NRIs

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A portfolio that aligns with your goals

Retirement

Children’s Education

Exposure to Home & Country of Residence

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Two nations, one advisor. Invest in multiple nations without extra overhead. We eliminate the need to have two advisors, one for India and the US.

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Low minimum investment Start investing for your future with just $1000. There is no lock-in period for your investments.

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Transparent pricing We charge a single, fixed fee on the AUM and use low-cost, commission-free ETFs.

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Minimize currency risk Our proprietary algorithm significantly reduces currency risk by matching the currency of your income & expenses.

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Seamless account opening Open an account in a few minutes, get a portfolio recommendation right away, and enjoy a completely paperless experience.

Financial advice, that’s tailored to you

Whether you’re a seasoned investor or just starting out, we’ve got a plan for you. Here, your recommended portfolio is built based on your specific needs, goals, and risk profile. So no matter where you’re at right now, we’ll help you make the most of every dollar you invest.

Reach your financial goals in just a few clicks

Designed specifically for Indians living in the US, Hemista generates a single, custom-built portfolio with exposure to both the US and Indian financial markets.

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Investment methodology

Passive Investing

We follow a long-term, passive investing strategy of buy and hold and don’t attempt to aggressively time the market.

Diversified Portfolio

We incorporate elements of modern portfolio theory while building our portfolio in order to maximize risk-adjusted returns.

Modern Portfolio Theory

Our portfolios are diversified among different asset categories and with eac category represented by 1–2 different ETFs.

Balanced & Multi-Market

​​Our portfolios have significant exposure to the US and Indian markets.

Portfolio Rebalancing

Each year, we’ll review your portfolio and rebalance it for you to ensure you’re reaping the maximum possible returns.

Your portfolio is built using the world’s most respected ETF providers.

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Frequently asked questions

What is Hemista?

Hemista is a one-of-a-kind Robo Advisor, which takes into account the unique profile and needs of expatriates while designing an investment portfolio. The portfolio is predominantly allocated assets with from two countries— your home country and your country of residence.

Yes. Hemista is a Registered Investment Advisor (RIA) company with the U.S. Securities and Exchange, and it is regulated primarily under the Investment Advisers Act of 1940.

As a fiduciary, Hemista is required by law to collect certain information about the users as part of the KYC process. Hemista uses best-in-class security standards when it comes to protecting your information.

Hemista’s proprietary asset allocation model is tailored to the specific needs of Non-Residential Indians in the U.S. For example; generic Robo Advisors typically have an exposure of 2% to the Indian markets which is simply not enough for most NRIs’ investment needs.

Hemista uses low-cost ETFs provided by some of the leading asset managers in the world (Vanguard, iShares BlackRock, and SPDR).

Hemista is a fee-only Investment Advisor, and we charge 0.5% per annum on the assets under management (AUM) and 0.4% for accounts with more than $50,000 in AUM. There are no transaction fees associated with using our services.

No, Hemista does not guarantee anything related to the performance of the portfolio. However, the funds used to build your portfolio all boast stable growth and great returns.

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