Financial Planning for NRIs


Personalized Investment Portfolio and Financial Planning for NRIs

Hemista is a one-of-its-kind Cross-Border Robo Advisor that generates a comprehensive portfolio with significant exposure to both the U.S. and Indian financial markets. Securing your financial future only demands a few minutes on our platform.

Custodian

Custodian

Registered with SEC

Registered with SEC

For needs that are unique to your situation


Retirement


Children's Education


Exposure to home & country of residence

Maximizing the potential of your financial growth

Newbie or pro-investor, we’ve got you covered. At Hemista, we cater to the needs of our customers by customizing portfolios so your money can grow to its maximum potential.

One advisor, two nations

One advisor, two nations

We eliminate the need to have two advisors, one for India and the U.S.

No minimum investment

Low minimum investment

You can start with as low as $1000 and there is no lock-in period for your investments.

Transparent pricing

Transparent pricing

We charge a fixed fee on the AUM and use low-cost commission-free ETFs.

Minimising currency risk

Minimizes currency risk

Our proprietary algorithm significantly reduces currency risk by matching the currency of your income & expenses.

Seamless account opening

Seamless account opening

You can open an account in a few minutes and it is entirely paperless.

Your financial goals at the touch of your fingertips

Designed specially for Indians living in the US, Hemista generates a single portfolio
with exposure to both the US and Indian financial markets.

How it works

Investment Methodology

Investment Methodology

Passive Investing

We follow a long term passive investing strategy of buy and hold and do not time the market.

Diversified Portfolio

Our portfolios are diversified among different asset categories and every category is represented by one or two ETFs.

Modern Portfolio Theory

We incorporate elements of modern portfolio theory while building our portfolio and try to maximize risk-adjusted returns.

Exposure to US and Indian Markets

​​Our portfolios have significant exposure to the US and Indian markets.

Portfolio Re-balancing

We review the portfolio annually for Re-balancing.

Our Portfolios comprise of ETFs issued by only the most reputed firms

FAQs

A Robo Advisor is an online investment advisory platform which automates the investment advisory process with minimal human intervention. The whole process takes about 10 minutes.

Hemista is a one of its kind Robo Advisor, which takes into account the unique profile and needs of expatriates while designing an investment portfolio. The portfolio is allocated predominantly to assets with exposure to two countries viz the home country and the country of residence.

Yes. Hemista is a Registered Investment Adviser company with the U.S. Securities and Exchange, and it is regulated primarily under the Investment Advisors Act of 1940.

As a fiduciary, Hemista is required by law to collect certain information about the users as part of the KYC process. Hemista uses one of the best in class industry standards when it comes to protecting user information.

Hemista’s proprietary asset allocation model is tailored to the specific needs of Non-Residential Indians in the U.S. For example; generic Robo Advisors typically have an exposure of 2% to the Indian markets which we believe is not appropriate allocation for our target segment.

Hemista uses low-cost ETFs provided by some of the leading asset managers in the world, such as iShares BlackRock, SPDR.

ETFs are low-cost funds which track an underlying Index. ETFs are a cost-effective way to gain exposure to a basket of equity or debt instruments.

Hemista Inc. offers investment advice as a fiduciary and the assets are held under our custodian partner T.D. Ameritrade, a leading SEC-registered broker dealer. Your money is protected through T.D. Ameritrade’s membership in SIPC, insuring investors up to $500,000 (including $ 250,000 in claims for cash).

Hemista is a fee-only Investment Adviser, and we charge 50 bps (0.5%) per annum on the Assets under management and 40 bps for accounts with more than $ 50,000 in AUM. There are no transaction fees associated with using our services.

No, Hemista does not guarantee anything related to the performance of the portfolio.

There is no lock-in period for investments made through us. You are free to redeem your investments anytime and it may take up to 3-5 business days for the money to get credited in your bank account.

Anyone who lives in the US and has a social security number can open an account with Hemista. If the user is on H or L visa , then they will need to upload their passport and visa copy.

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