Hemista - Investment Portoflio and Financial Planning for NRIs

Automated Investing & Financial Planning for NRIs

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A portfolio that aligns with your goals

Retirement

Children’s Education

Exposure to US & India

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Two nations, one advisor Invest in India & US in a single portfolio. We eliminate the need to have multiple accounts.

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Low minimum investment Start Automated Investing with just $1000 and there is no Lock-Up period.

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Transparent pricing We charge a single, fixed fee on the AUM and use low-cost, commission-free ETFs.

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Minimize currency risk Our proprietary algorithm significantly reduces forex risk by currency matching.

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Seamless account opening Open an account in a few minutes, and enjoy a completely paperless experience.

Reach your Financial Goal in just a few clicks

Whether you’re a seasoned investor or just starting out, we’ve got a plan for you. Securing your financial future takes only a few minutes on our platform.

Redefining the way NRIs invest

Designed specifically for NRIs, Hemista generates a single, custom-built portfolio with exposure to both the US and Indian financial markets.

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Investment methodology

Passive Investing

We follow a long-term, passive investing strategy of buy and hold and don’t attempt to time the market.

Modern Portfolio Theory

We incorporate elements of modern portfolio theory while building our portfolio in order to maximize risk-adjusted returns.

Diversified Portfolio

Our portfolios are diversified among different asset categories and with each category represented by 1–2 different ETFs.

Balanced & Multi-Market

​​Our portfolios have significant exposure to the US and Indian markets.

Portfolio Rebalancing

Each year, we’ll review your portfolio and rebalance it for you to ensure you’re reaping the maximum possible returns.

Your portfolio is built using the world’s most respected ETF providers.

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Frequently asked questions

What are ETFs?

ETFs are low-cost funds which track an underlying Index. ETFs are a cost-effective way to gain exposure to a basket of equity, debt or other securities. ETFs usually have a lower expense ratio than their Mutual Fund counterparts.

Hemista is one-of-a-kind Robo Advisor, which takes into account the unique profile and needs of NRIs while designing an investment portfolio. The portfolio is predominantly allocated to assets with exposure to the US & Indian markets

As a fiduciary, Hemista is required by law to collect certain information about the users as part of the KYC process. Hemista uses best-in-class security standards when it comes to protecting your information.

Hemista’s proprietary asset allocation model is tailored to the specific needs of Non-Residential Indians in the U.S. For example; generic Robo Advisors typically have an exposure of 2% to the Indian markets which is simply not enough for most NRIs’ investment needs.

Hemista uses low-cost ETFs provided by some of the leading asset managers in the world (Vanguard, iShares BlackRock, and SPDR).

Hemista is a fee-only Investment Advisor, and we charge 0.5% per annum on the assets under management (AUM) and 0.4% for accounts with more than $50,000 in AUM. There are no transaction fees associated with using our services.

There is no lock-in period for investments made through us. You are free to redeem your investments anytime and it may take up to 3-5 business days for the money to get credited in your bank account.

Yes. Hemista is a Registered Investment Advisor (RIA) company with the U.S. Securities and Exchange, and it is regulated primarily under the Investment Advisers Act of 1940.

Hemista Inc. offers investment advice as a fiduciary and the assets are held under our custodian partner T.D. Ameritrade, a leading SEC-registered broker dealer. Your money is protected through T.D. Ameritrade’s membership in SIPC, insuring investors up to $500,000 (including $ 250,000 in claims for cash).

The minimum investment is $1000.

Insights

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